Blog

Health Insurance

November 2nd, 2016

health-insurance An overview of the ACA, MNsure and individual health insurance John A. Shega HTF Contributor November 1 begins the fourth year of the open enrollment period for health insurance via the Affordable Care Act (ACA). As the enrollment period ends on January 31, 2017, now is a good time to get started. Background Beginning…Read More

Lots to Consider (LTC) with Long Term Care (LTC)

February 10th, 2015

By: John A. Shega, Owner, Aspire Insurance Agency Choosing Between the wide variety of insurance products can be confusing and stressful.  This article shares my observations on long term care from the perspective of both a caregiver and an insurance agent. Long term care is commonly referred to as assistance or supervision one may need…Read More

Final Expense Insurance Coverage

January 2nd, 2015

  This week I received the following email regarding a death in someone’s family.  They asked if I could write an article regarding final expense coverage with the intent of helping others in the future.  I am happy to do so and appreciate the e-mail. The email read as follows: “My grandmother passed away recently. …Read More

Medical Insurance Assistance

November 5th, 2014

Right Lane; Wrong Lane (Uninsured and Underinsured automobile coverage)

August 29th, 2014

By: John A. Shega/Owner/Aspire Insurance Agency We have to quit meeting this way. Earlier this summer I was entering an on-ramp to the southbound lane of 169 near Milaca.  A tractor-trailer ahead of me was moving slowly as the on-ramp was on an incline.  As we merged onto 169, the tractor-trailer moved to the right…Read More

What is Insurance?

June 24th, 2014

By: John A. Shega/Owner/Aspire Insurance Agency   In two separate college classes, we were asked to define what seemed at the time to be two easy topics.  In an Interpersonal Communications class, we were asked to define the term love.  In a Philosophy class, we were asked to define a chair.  Due on part to…Read More

Grilling Season Safety

May 21st, 2014

By: John A. Shega/Owner/Aspire Insurance Agency   Summers mean backyard grilling – safely! Just like hamburgers and hot dogs, a sizzling grill is a symbol of summer and grilling isn’t just about great food.   Backyard barbecues often create treasured memories with friends and family. Keep in mind, however, that when you grill, you’re literally…Read More

Tis the Season-Ice Dams and Floods

April 28th, 2014

According to the calendar, we should expect warmer weather in the coming weeks. This period of time between the end of winter and the start of spring is ripe for losses due to ice dams and floods. Taking preventative steps now may reduce your worry and frustration during this period of transition.   Ice Dams:…Read More

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